Which of the following statements about preneed contracts is true in Florida?

Ppreneed contracts are indeed required to be sold by licensed funeral directors in Florida. This requirement is essential for ensuring that consumers receive informed guidance when planning for funeral services in advance. Licensed funeral directors have undergone training and are knowledgeable about the laws and regulations governing preneed contracts, which provides a level of consumer protection. By having qualified professionals handle these contracts, it helps to ensure that the contracts are structured in compliance with state laws and that all parties understand the terms and conditions involved.

Other options may suggest practices or conditions related to preneed contracts, but they are not universally applicable under Florida law. For example, not all preneed contracts are non-refundable, as there may be certain circumstances or specific types of contracts that allow for refunds. Similarly, requiring the contracts to be secured by financial institutions is not mandated; instead, some may be fully funded through insurance or other means. Lastly, while there could be a waiting period associated with specific services in some contexts, preneed contracts generally do not have a defined waiting period before services can be rendered, as they are intended for future use. This highlights how strict licensing is crucial to maintaining standards within the industry, ensuring that transactions involving preneed planning are legitimate and properly handled.